Lariscy Watson Mortgage Team
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Lariscy Watson Mortgage Team | Effingham County, GA

Effingham County’s Local Mortgage Experts for FHA | VA | Conventional | New Construction Loans

At the Lariscy Watson Mortgage Team, we’re proud to serve the communities of Effingham County — from Rincon and Guyton to Springfield and the surrounding areas. With deep local roots and the lending power of Lending Heights behind us, we make home financing simple, transparent, and personal.


Whether you’re buying land to build your dream home, purchasing your first home, or refinancing your current one, our team provides expert guidance every step of the way. We understand the unique opportunities and property types in Effingham County — from rural acreage to new construction in growing neighborhoods.

Why Effingham Homeowners Choose Us

Local Market Expertise

Local Market Expertise

Local Market Expertise

  We know the market — from Rincon’s neighborhoods to Springfield’s acreage and Guyton’s new developments. 

Fast Pre-Approvals

Local Market Expertise

Local Market Expertise

 Most clients are pre-approved in under 24 hours. 

Clear Communication

Local Market Expertise

Clear Communication

 You’ll always speak directly with your loan team, not a call center. 

Flexible Options

Community-Driven and Relationship-Focused

Clear Communication

 We shop multiple wholesale lenders to find the best rate, term, and structure for your goals. 

Trusted Team

Community-Driven and Relationship-Focused

Community-Driven and Relationship-Focused

 Daniel Lariscy and Cameron Watson bring years of experience helping Savannah families navigate the mortgage process with confidence 

Community-Driven and Relationship-Focused

Community-Driven and Relationship-Focused

Community-Driven and Relationship-Focused

    We live and lend in the same communities we serve — building trust one homeowner at a time.
 

Sooner is Always Better

When Should I Start the Process?

Getting pre-approved early gives you more than just a number—it gives you a plan. By starting sooner, we can work together to create a monthly budget and down payment strategy that align with both your short- and long-term goals. Even the most well-qualified buyers benefit from advance planning. 

Apply Now

Services

Home Purchases & Refinances

Home Purchases & Refinances

Home Purchases & Refinances

 We specialize in both purchase and refinance transactions, providing personalized solutions to suit individual financial situations and goals for primary residence, second homes and investment properties. 

VIP Refi Watchlist

Loan Products & Programs

Home Purchases & Refinances

Home Purchases & Refinances

 We offer a full suite of Non-QM and alternative mortgage programs designed for borrowers who don’t fit traditional lending boxes. Whether you’re self-employed, an investor, or just have unique income or property needs—chances are, we have a solution.

Programs

Hero Housing Initiative

Home Purchases & Refinances

Hero Housing Initiative

 The Hero Housing Initiative is a program designed exclusively for military personnel, veterans, EMS, police, firefighters, healthcare workers, and education workers. 

Learn more

Serving Effingham and the Surrounding Areas

 Rincon • Guyton • Springfield • Clyo • Meldrim • Eden • South Effingham • Marlow  Savannah • Pooler • Richmond Hill • Hinesville • Tybee Island • Midway • Pembroke • Port Wentworth 

Contact Us

Ready to Get Started?

Take the first step toward your new home or refinance today. 

Lariscy Watson Mortgage Team

22 Montgomery Cross Road, Savannah, GA, USA

(912) 341-9743

Hours

Open today

09:00 am – 05:00 pm

  • Savannah
  • Pooler
  • Effingham
  • Richmond Hill
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Lending Heights Savannah NMLSR #2576331

22 Montgomery Cross Road | Savannah GA 31406

(912) 341-9743

Copyright © 2023 Lariscy Watson Mortgage Team powered by Lending Heights, LLC. Licensed to do business in the state of GA, FL, TX & OH | Lending Heights is an Equal Housing Lender

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