Local Lending, Personal Service
Serving Savannah, Pooler, Richmond Hill and Effingham County
At the Lariscy Watson Mortgage Team, we combine local Savannah insight with Lending Heights’ national lending power to deliver fast, transparent, and personalized mortgage solutions. Whether you’re buying your first home in Pooler, building on family land in Effingham, or refinancing in Richmond Hill, our team understands how to make the mortgage process smooth from pre-approval to close.
We live, work, and lend right here in Savannah — so you get real people, real communication, and real results.
Sooner is Always Better
When Should I Start the Process?
Getting pre-approved early gives you more than just a number—it gives you a plan. By starting sooner, we can work together to create a monthly budget and down payment strategy that align with both your short- and long-term goals. Even the most well-qualified buyers benefit from advance planning.
Services
Home Purchases & Refinances
Home Purchases & Refinances
Home Purchases & Refinances
We specialize in both purchase and refinance transactions, providing personalized solutions to suit individual financial situations and goals for primary residence, second homes and investment properties.
Loan Products & Programs
Home Purchases & Refinances
Home Purchases & Refinances
We offer a full suite of Non-QM and alternative mortgage programs designed for borrowers who don’t fit traditional lending boxes. Whether you’re self-employed, an investor, or just have unique income or property needs—chances are, we have a solution.
Hero Housing Initiative
Home Purchases & Refinances
Hero Housing Initiative
The Hero Housing Initiative is a program designed exclusively for military personnel, veterans, EMS, police, firefighters, healthcare workers, and education workers.